Dictionary

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The Mortgage Dictionary contains a comprehensive list of mortgage terms used in the mortgage industry. This specialized dictionary is made available by the 18,000 REALTOR� members of the Houston Association of Realtors �. Please use Term Index section containing an alphabetical list of words with information about them.

Select a letter: A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z

Qualifying Ratios
The ratio of your fixed monthly expenses to your gross monthly income, used to determine how much you can afford to borrow. The fixed monthly expenses would include PITI along with other obligations such as student loans, car loans, or credit card payment