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Debt An amount owed to another.   Deed The legal document conveying title to a property.   Deed Of Trust The document used in some states instead of a mortgage; title is conveyed to a trustee.   Deed-In-Lieu A deed given by a mortgagor to the mortgagee to satisfy a debt and avoid foreclosure.   Default Failure to make mortgage payments on a timely basis or to comply with other requirements of a mortgage.     Delinquency Failure to make mortgage payments when mortgage payments are due.   Deposit A sum of money given to bind the sale of real estate, or a sum of money given to ensure payment or an advance of funds in the processing of a loan.   Depreciation A decline in the value of property; the opposite of appreciation.   Down Payment The part of the purchase price of a property that the buyer pays in cash and does not finance with a mortgage.   Due-On-Sale Provision A provision in a mortgage that allows the lender to demand repayment in full if the borrower sells the property that serves as security for the mortgage.